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I ran across this info on the Martin Forum and thought it might be of interest to you folks. I've not researched it so I can't vouch for it but I bookmarked it anyway. 
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Catapultam habeo. Nisi pecuniam omnem mihi dabis, ad caput tuum saxum immane mittam! -
Seems like that is mostly in dealing with how to take them to court but that is really the extreme. I recently had 2 claims that like clockwork got denied initially. You will hear all kinds of excuses like improper packaging and I always love the "We didn't see any damage". After talking with the insurance people they submitted it.
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